📜 TERMS AND CONDITIONS

Effective Date: 5/25/2023
Website: sanguinesojourner.com
Owner: Belgrave Media LLC

1. Acceptance of Terms

By accessing or using this Website, you agree to be bound by these Terms and Conditions. If you do not agree, you must discontinue use immediately.

2. Informational & Educational Purposes Only

All content on this Website is provided for informational and educational purposes only. Nothing on this Website constitutes or should be interpreted as:

Financial, investment, retirement, or tax advice
Legal advice
Medical or fitness advice
Instruction for outdoor or high-risk activities
Professional advice of any kind

Belgrave Media LLC is not a licensed financial advisor, medical professional, or certified instructor. You should consult qualified professionals before making any financial, legal, fitness, or lifestyle decisions.

3. Personal Opinions and No Guarantees

Content reflects personal opinions and individual experiences only. We make no guarantees regarding:

Financial outcomes
Investment performance
Retirement success
Fitness or athletic results

Past performance does not guarantee future results. You acknowledge that investing and other activities involve risks, including the total loss of capital or physical injury.

4. Financial Disclaimer

All financial content on this Website is for educational purposes only.
Belgrave Media LLC is not a financial advisor.
All financial decisions are made at your own risk.
Investing and other financial decisions carry inherent risks, including loss of all invested funds.
Belgrave Media LLC shall have no liability for any financial losses resulting from use of this Website.

5. Health, Fitness & Outdoor Activity Disclaimer

This Website may include content related to fitness, exercise, health, and outdoor activities, including but not limited to surfing, rock climbing, snowboarding, snorkeling, and other adventure sports.

All such content is informational only and does not constitute professional instruction.

You acknowledge that:

Participation involves inherent risks, including serious injury or death
You are solely responsible for your health and safety
You should consult a qualified physician before beginning any fitness or exercise program
You should seek guidance from qualified instructors or professionals before engaging in high-risk activities

Participation in any activities referenced is entirely at your own risk.

6. Assumption of Risk

You expressly assume all risks associated with your use of the Website and participation in any activities discussed.

7. Limitation of Liability

To the maximum extent permitted by law, Belgrave Media LLC shall not be liable for any damages, including but not limited to:

Financial loss
Investment loss
Loss of profits or income
Loss of opportunity
Business interruption
Injury or death
Indirect, consequential, special, or punitive damages

Where liability cannot be excluded, it is limited to the minimum amount permitted by law.

8. Indemnification

You agree to indemnify and hold harmless Belgrave Media LLC from any claims, damages, liabilities, or expenses arising from:

Your use of the Website
Your reliance on its content
Your violation of these Terms

9. Intellectual Property

All content on this Website is owned by Belgrave Media LLC and protected under copyright laws. You may not reproduce, copy, distribute, or exploit any content without written permission.

10. Third-Party Links

This Website may contain links to third-party websites. Belgrave Media LLC is not responsible for their content, accuracy, or practices. Use them at your own risk.

11. Affiliate & Sponsored Content Disclosure

This Website may contain affiliate links and sponsored content. We may earn commissions from purchases made through these links at no additional cost to you.

We only recommend products or services we believe provide value, but you should perform your own due diligence.

12. Governing Law

These Terms are governed by and construed under the laws of Ohio, USA, without regard to conflict of law principles.

Nothing in these Terms limits rights you may have under the consumer protection laws of your country.

13. Dispute Resolution

Where permitted by law, disputes arising out of or relating to these Terms shall be resolved through binding arbitration in Ohio, USA.

Where arbitration is not enforceable under applicable law, disputes may be resolved in courts of competent jurisdiction.

14. Termination

We may suspend or terminate your access to the Website at any time without notice.

15. Changes to Terms

We may update these Terms at any time. Continued use constitutes acceptance of any updates.

🔐 PRIVACY POLICY

Effective Date: 5/25/2023
Company: Belgrave Media LLC
Website: sanguinesojourner.com

1. Information We Collect

Personal Information:

Name
Email address (newsletter subscriptions)

Automatically Collected Information:

IP address
Device and browser type
Website usage data

2. How We Use Information

We use your data to:

Send newsletters and updates
Operate and improve the Website
Monitor usage and performance
Maintain security

3. Cookies & Tracking

We may use cookies and similar technologies to:

Analyze traffic
Improve user experience
Personalize content

You can disable cookies in your browser settings.

4. Third-Party Services

We may use third-party services such as email providers and analytics tools that process data on our behalf.

5. Data Sharing

We do not sell or rent your personal information.
We may share data with service providers who assist in operating the Website.

6. International Data Transfers

Your information may be processed in the United States or other countries where our service providers operate.

7. Data Security

We implement reasonable measures to protect personal information but cannot guarantee absolute security.

8. Data Retention

We retain personal information only as long as necessary for the purposes outlined or as required by law.

9. Your Rights

Depending on your location, you may request:

Access to your data
Correction of inaccurate data
Deletion of your data

To exercise these rights, contact: mediabelgrave@gmail.com

10. Children’s Privacy

This Website is not intended for individuals under 18 and does not knowingly collect data from children.

11. Changes to Privacy Policy

We may update this Privacy Policy from time to time. Continued use constitutes acceptance of any updates.

💰 Earnings & Risk Disclaimer

Effective Date: 5/25/2023
Website: sanguinesojourner.com
Owner: Belgrave Media LLC

1. No Guarantee of Earnings or Results

All content on this Website, including posts, videos, courses, or newsletters, is provided for educational and informational purposes only.

Any financial numbers, projections, examples, or case studies mentioned on this Website are hypothetical and for illustrative purposes only.

You should not expect to earn any money or achieve similar results based on the experiences or strategies shared here.

2. Individual Responsibility

Your success or outcomes depend on your personal effort, circumstances, and decisions.

Belgrave Media LLC cannot and does not guarantee:

Financial independence timelines
Investment returns
Budgeting results
Lifestyle or travel outcomes
Fitness, outdoor, or health results

You are solely responsible for your actions, decisions, and results.

3. Risk Acknowledgment