by Eric | Jun 25, 2022 | Early Retirement
June 23, 2022 So much as changed in the last six months! As of today, the US Stock Market is down 22.18% since the start of the year as measured by the Vanguard Total Stock Market Index Fund (VTI). Interestingly, Bonds as measured by BND, the Vanguard Total Bond...
by Eric | Mar 12, 2022 | Early Retirement
March 12, 2022 We regularly monitor our Net Worth, Portfolio, and Budget and I would recommend this activity for everyone whether you are working towards retirement or already retired. During this chaotic time of Covid and now the Ukraine War, the market has been...
by Eric | Jan 15, 2022 | Early Retirement
As with the Orrery in the photo above, tools can be extremely useful in helping us understand and visualize complex relationships and systems. The Orreries were used to explain the solar system and the movements of the planets as they spun around in space while...
by Eric | Jan 13, 2022 | Early Retirement
January 13, 2022 Is it best to invest in US Stocks, International Stocks, or a mixture of the two? As you can see from the table below, there were significant periods of time where the World Ex-USA Stocks outperformed the US Stocks. This occurred in the 1970’s,...
by Eric | Jan 11, 2022 | Early Retirement
January 11, 2022 As my wife says, if you want to retire early, you are doing something extraordinary. Therefore, your savings and approach cannot be average. Normal Retirement Age is considered 67 since that is when you can receive full social security retirement...
by Eric | Nov 9, 2021 | Early Retirement
As with most things in life, there are only a few key elements to the process of financial independence. These are the three rings and they are the foundation wealth accumulation. First, you must find a way to earn moneySecond, you must save a significant...