TERMS AND CONDITIONS

Effective Date: 5/25/2023
Website: sanguinesojourner.com
Owner: Belgrave International LLC

1. Acceptance of Terms

By accessing or using sanguinesojourner.com (“Website”), you agree to be legally bound by these Terms and Conditions.
If you do not agree, you must immediately stop using the Website.

These Terms form a legally binding agreement between you and Belgrave International LLC (“Company,” “we,” or “us”).

2. Educational Purpose Only — Not Financial, Investment, Legal, or Tax Advice

All content on this Website is strictly for educational and informational purposes.
Nothing on this Website constitutes or should be interpreted as:

Financial advice
Investment advice
Retirement advice
Tax advice
Legal advice
Professional advice of any kind

Belgrave International LLC is not a registered investment advisor, broker-dealer, or financial planner.
No fiduciary or professional relationship is created by using this Website.

You must consult licensed professionals before making financial decisions. You assume full responsibility for all actions taken based on Website content.

3. Personal Opinions and No Guarantees

Content reflects personal opinions and individual experiences only.
No guarantees are made regarding:

Financial outcomes
Investment performance
Retirement success

Past performance does not guarantee future results.
You acknowledge that investing involves risk, including total loss of capital.

4. Assumption of Risk

You expressly assume all risk arising from your use of the Website.
You agree that you are solely responsible for your financial decisions.

5. Complete Disclaimer of Liability

To the maximum extent permitted by law, Belgrave International LLC shall have zero liability for any damages arising from or related to your use of the Website, including but not limited to:

Financial loss
Investment loss
Loss of profits or income
Loss of opportunity
Business interruption
Indirect, consequential, special, or punitive damages

6. Maximum Liability Cap

To the fullest extent permitted by law:

The maximum total liability of Belgrave International LLC shall be $0 USD.
If a court determines that a zero-dollar limitation is unenforceable, the maximum liability shall not exceed $100 USD.

7. Indemnification

You agree to defend, indemnify, and hold harmless Belgrave International LLC from any claims, damages, losses, liabilities, or expenses arising from:

Your use of the Website
Your reliance on Website content
Your violation of these Terms

8. Intellectual Property

All content on this Website is the exclusive property of Belgrave International LLC and protected under copyright law.
You may not reproduce, copy, distribute, or exploit any content without written permission.

9. Third-Party Links

The Website may contain links to third-party websites.
We are not responsible for their content, accuracy, policies, or actions.
Use third-party sites at your own risk.

10. Arbitration Agreement

Any dispute arising out of or related to these Terms shall be resolved exclusively through binding arbitration.
You waive the right to:

File a lawsuit in court
Trial by jury
Participate in class actions

Arbitration shall take place in Illinois, USA.

11. Governing Law

These Terms are governed exclusively by the laws of Illinois, USA, without regard to conflict of law principles.

12. Termination

We may terminate access to the Website at any time without notice.

13. Entire Agreement

These Terms constitute the entire agreement between you and Belgrave International LLC regarding your use of this Website.

FINANCIAL DISCLAIMER

All content on sanguinesojourner.com is for educational purposes only.

Belgrave International LLC is not a financial advisor.
Nothing on this Website constitutes financial, investment, retirement, or tax advice.

All decisions are made at your own risk.
Investing and financial decisions carry inherent risks, including the loss of all invested funds.
Belgrave International LLC has zero liability for any financial losses.

PRIVACY POLICY

Effective Date: 5/25/2023
Company: Belgrave International LLC
Website: sanguinesojourner.com

1. Information We Collect

We collect personal information when you subscribe to our newsletter, including:

Name
Email address

We may also automatically collect:

IP address
Browser type
Device information
Website usage data

2. How We Use Information

We use your information to:

Send newsletters
Provide updates
Operate and improve the Website
Maintain security

We do not sell your personal information.

3. Newsletter Communications

By subscribing, you consent to receive email communications.
You may unsubscribe at any time using the link provided in the emails.

4. Data Sharing

We may share information with service providers who help operate the newsletter.
We do not sell or rent personal data to third parties.

5. International Users

By using the Website, you consent to your data being processed in the United States.

6. Data Security

We take reasonable measures to protect your information but cannot guarantee absolute security.

7. Your Rights

Depending on your location, you may request:

Access to your personal data
Correction of inaccurate data
Deletion of your data

DISCLAIMER

All content on sanguinesojourner.com is for informational and educational purposes only.

Nothing constitutes financial, investment, legal, or tax advice.
Belgrave International LLC is not liable for any losses or damages resulting from your use of this Website.
Use of the Website is entirely at your own risk.